This is The application that allows to use an old system to tame spendings. It uses an envelope method to calm down people who are unable to track disposable income, and whose moneys frequently goes down the tubes regardless how much they are making. Set up the wallets, put the necessary budget for a period and enter every cent spent. When the period is not yet finished and your budget “Dining” is low, you avoid eating out to a restaurant, and buy a sandwich, that's it... Easy, but efficient like a Smith & Wesson. Experience shows that average people economize the amount spent on this software in a couple of days.
Actually the value of iBudget nvlops is far superior to it's price. It's not a game with cool graphics, charts, sounds and interconnection magic. If you have got spending problem then adopting iBudget is an investment with a break even achieved and ROI at the end of the day. It just solves your problems. It's a veritable panacea. The functionality and interface are frugal and restricted by design. You don't want a bloatware difficult to learn and complex to use. You don't want to procrastinate by forgetting to use it every day.
You can start, use it during one week, then stop, then restart next week if the cure is not completed.
But by experience you will just enjoy this program when you realize that you get something in savings account at the end of pay period ( generally a week) when you have been feeling broken before. It's just like getting your body 6x pack visible after one exercise.
If you are in Switzerland, also consider our Auto-CH application