m-Token Carpatica works as an authentication application related to BCC e-SMART - Banca Comerciala Carpatica Internet Banking platform.
BCC e-SMART is the complete internet banking solution offered by Carpatica Bank, available for individuals and companies in a fast, secure and user friendly environment.
m-Token Carpatica enables customer authentication for internet banking application. mToken Carpatica targets Banca Carpatica customers, willing to use their mobile phones for authentication purposes, instead of using a hardware token or other authentication devices.
m-Token Carpatica application ensures quick and strong authentication services, offers great usability and it comes with certain benefits, as follow:
-Replaces hardware tokens
-No further problems with keeping, manipulating, carrying or losing the hardware token
-No additional authentication devices needed
-Easy download and install application
-Strong dynamic OTP (One Time Password) functionality -> it generates dynamic security codes which are to be used within Internet Banking application, for authentication (along with other identification data) and operations processing authorization.
-No Internet or other data traffic; after downloading and installing the application, it can be used with no further traffic needed.