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mySmartPhoneMoney is a mobile wallet e-Money application that allows registered account holders to pay for goods and services at a range of outlets. Payments with the app can be made by scanning the barcode poster at the till, entering the amount you wish to pay and then entering your unique PIN number. The details of your payment are then immediately passed to the retailer’s till device and your balance is updated. Topping-up your balance can either be done by using a registered debit card, or through Internet bank transfer to your mySmartPhoneMoney account.