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m-saku is a mobile payment application for VISA & MASTER Cardholders to ensure optimum shopping experience on mobile device.

m-saku provide worldwide Top-Up Service and it's also available for subscribers of the seven largest mobile networks in Indonesia: Axis, Esia, Indosat, Smartfren, Telkomsel, 3 and XL Axiata.

m-saku also provide payment gateway which enables m-saku users to shop for various products and services offered by participating merchants, such as Flower, Food Delivery, Gadget, Game Voucher and many more.