Express Login for iPad is specially designed to make banking with us fast, convenient and more secure than ever. It gives you access to Internet Banking wherever you go - with built-in extra security technology to keep your banking details safe and private. It’s the easiest way to stay on top of your money. Plus there are many other useful things you can do on the move: - Let us know if you’re travelling abroad, so we know to expect foreign payments on your cards - Replace lost or stolen cards or order replacement PIN in an emergency - Find Bank of Scotland branches and LINK ATMs around the UK GETTING STARTED New to this app? You’ll need to set it up by registering your device first. You’ll need: - an up-to-date phone number registered with us - a Bank of Scotland UK personal account - Internet Banking username, password and memorable information. The first time you start the app, simply follow the steps to register your device. This creates a secure link between your iPad and your Internet Banking profile. You'll only need to do this once and it takes just a few moments. After that, logging in is fast and secure using a 3-digit combination from your security info that’s different every time. KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. We also have an online banking guarantee, you can find further information about our fraud guarantee by checking the Security FAQs in this app or by visiting http://www.bankofscotland.co.uk/securityandprivacy/security/what-we-are-doing/ CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from BANKOFSCOT and quote the last four digits of your account number. IMPORTANT INFORMATION Mobile Banking is available to our Internet Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply. We collect non-personally identifiable location data when you use this app. We use this for fraud and security purposes, to help us fix bugs, and improve the services we can provide in the future. The Branch/ATM finder uses location based services. We, LINK Scheme, Google and/or Apple may access data about your location (i.e. GPS signals from your mobile device) which can be used to approximate your location (such as your mobile ID). Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Bank of Scotland customers will be covered.