ReadyForZero app review: set up and manage debt payment plans

Introduction

ReadyForZero | Pay Off Debt, Build Wealth. by ReadyForZero enables you to link together your online bank accounts to organize your own customized debt repayment scheme which can be adjusted at any time, meaning you can conveniently and effectively manage your debts in one single place. It was updated on June 26, 2013 and requires just 6.5MB of storage space.

User Experience

If you’re in a sticky situation debt-wise, it would definitely be a good idea to check this app out because it provides a highly effective way of managing your repayments while providing a detailed visual representation of how far along you are in your repayment.

ReadyForZero is incredibly easy to set up and use, and can really take some of the burden off of your shoulders if you are deeply in debt.
 

Features

This app enables you to track in an accurate visual format all of your payments and the progress of your debt completion. You also are provided with notifications to inform you of payments that are due, including information such as which creditor you must pay, when the payment is due, and how much the payment is for.

With ReadyForZero PLUS, you can send one-time payments in addition to setting up biweekly or monthly payments that are automatically recurring; this is a great way to alleviate some of the stress of managing your debts while also avoiding late payment fees.

What’s more, this app utilizes bank-level encryption to ensure your information is guarded with the utmost security.
 

In-App Purchases

There are no in-app purchases.

Update Info

ReadyForZero | Pay Off Debt, Build Wealth.  is currently running on Version 1.36.

The latest update included various minor bug fixes as well as improvements to credit score tracking.
 

Customer Ratings and Feedback Comments

The current version of ReadyForZero | Pay Off Debt, Build Wealth.  has not yet received enough customer ratings to generate an average score; however, all versions have so far received a total of 93 customer ratings with an average rating of 4.5 out of five stars.

Customer feedback has generally been very positive, although one user has remarked that the account registration confirmation email took a considerably long time to arrive.
 

Personal Comments by Reviewer

Fortunately, I have never found myself in a position where I would need to use an app like ReadyForZero, but I can vouch for its effectiveness simply just from having reviewed it and seen what it has to offer.

This app has a nice and simple layout which provides you with a concise way of viewing your debts together in one place; setting up recurring payments could make your life a lot easier. I would definitely recommend trying out ReadyForZero.
 

Pros and Cons

Pros

• Manage your debts in one convenient place
• Arrange one-time or recurring payments to your creditors
• View extensive visual reports of your repayment progress
• Receive notifications when payments are due
   

Cons

• You may need to be patient when awaiting the account registration confirmation email; however, this is largely dependent upon your email provider

 

For: iPhone 3GS, iPhone 4, iPhone 4S, iPhone 5, iPod touch (3rd generation), iPod touch (4th generation), iPod touch (5th generation), and iPad with iOS 5.0 or later. ReadyForZero is optimized for iPhone 5.