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ChimpChange Mobile Banking

iPhone / iPad
  • Finance
  • Shopping
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ChimpChange Prepaid MasterCard® and ChimpChange App are linked together, providing you with the following powerful features:

- No set up fees, monthly fees or minimum balance requirements if you spend, withdraw or load money at least once every 60 days.

- Send money to anyone with a smartphone at no cost.#

- Free ATM withdrawals at all MoneyPass® ATMs.

- Load Checks with Ingo™Money Mobile Check Cashing.

- Gain access to your money up to 2 days faster^ using our free direct deposit service

- No overdraft fees.+

- Use your Card to make in-store and online purchases anywhere in the world where Debit MasterCard is accepted. No fees for domestic purchases.

- Connect your bank account or PayPal and load money to your ChimpChange Card.~

- Load cash at any one of 60,000 MasterCard® rePower® or GreenDot® locations - including 7-11, CVS, K-Mart, Rite Aid, Walgreens and Walmart.

- Check your balance and account history anytime in the App.

Each ChimpChange Prepaid MasterCard is FDIC insured through Central Bank of Kansas City and covered by the MasterCard Zero liability policy which means you won’t be held liable for unauthorized transactions. Conditions and exceptions apply, see Cardholder Agreement.

You can trust ChimpChange’s bank level security. The App uses secure two-factor authentication and biometric verification.

Registering for a ChimpChange Card is quick and easy. Once approved, users should allow up to two weeks to receive their ChimpChange Prepaid MasterCard.

Well, stop monkeying around with banks and download it! – Ozzy the Chimp

The ChimpChange Prepaid MasterCard is issued by Central Bank of Kansas City, Member FDIC, pursuant to license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the fee schedule at If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-855-HI-CHIMP (1-855-442-4467) which is available 24/7 if you have any questions or concerns.

#Provided recipient has a ChimpChange Card or becomes a ChimpChange cardholder.
^Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer's support of the feature and timing of payer's funding.
+In certain instances, it is possible that a merchant may rarely “force post” transactions that exceed the amount loaded on the card, resulting in a negative balance on the card. Your card account will not be charged any fee for exceeding the available balance. The negative balance amount will be deducted from your next deposit
~A fee may apply

The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.