Osper app review: UK young person's debit card

Introduction

Osper is the ideal iPhone and iPad app to download in order to help your child or teen learn how to effectively manage money by acting as a prepaid debit card that they can use to budget accordingly.

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This is a great idea for an app that is sure to provide peace of mind to a lot of parents out there, so if you're concerned about giving your kid free reign over their finances then this could be a very happy medium.

Prepaid Debit Card

With this app on your iOS device you'll have full use of an innovative debit card designed specifically for people under 18 years old, developed to work in line with any UK-based debit card account.

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Within this app you'll be able to set up a personal budget to keep your child or teen's spending habits under control, and also to provide them with a bit of real-time feedback so that they can better understand where their money is going.

Enhanced Security

The Osper Card can be used online and in shops like a normal debit card, and it is designed as a prepaid facility to prevent the account from ever going overdrawn, plus you can keep everything PIN protected for added security.

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What's more, you'll be pleased to know that vendors such as pubs and some online facilities are blocked to prevent your child from accessing, shall we say, less desirable goods and services.

Pros & Cons

Pros

• Utilize this innovative debit card designed specifically for people under 18 years old
• Specifically designed to work in line with any UK-based debit card account
• Set up a personal budget to keep your spending habits under control
• Use your Osper Card online and in shops like a normal debit card
• Osper Card is prepaid to prevent you from ever being able to go overdrawn
• Vendors such as pubs and some online facilities are blocked for your protection
• Keep your records safe and secure with passcode protection

Cons                                            

• There is nothing ne​gative to say about this app

Final Words

Osper is well worth checking out on your iPhone and iPad so that you can reach an agreement with your child in terms of how much access they have to their money.