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Pennies app review: the best personal money, budget and finance manager app 2021



It is of paramount importance to keep track of your earning to achieve your financial goals and objectives. Pennies is an intuitive budgeting app developed by Emile Bennett to help users monitor their income and expenses.

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This finance manager for iPhone is also compatible with iPad devices and the default language is English. As a reward for its efficiency and high performance, it has been rated the #1 finance app in over 30 different countries. 

Continue reading our Pennies app review to see why many users have hailed it as a good money management app for iPhone and iPad devices. 

Pennies – Personal Money, Budget & Finance Manager


Manage your Income Smarter

Pennies is a third-generation budget tracking app that will make it very easy for you to come up with budget and monitor all your expenditures.

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To achieve this, the developer came up with a simple set up that allows you to start using it almost instantly after downloading it. In addition, it has a simple interface that is easy to navigate and no prior experience or special skills are required to derive maximum utility from it.

To help you understand the figures well, it generates reports and displays them using charts, diagrams, and even graphs. You just need to select the format that you want the report to be presented and the app will automatically do it for you in seconds.

Nowadays, most people have more than one budget. The developer knows this fact too well and factored it in during the development process.

You can use the app to manage all the budgets and in different currencies if your work or business involves traveling across the world. It is also important to note that it is compatible with weekly, monthly, and random payment period schedules. 

Manage your Income Smarter image

Best Features of Pennies

One of the superior attributes that Pennies offers to users is the interface. It is very easy to navigate and displays the information in a very chronological manner that is easy to interpret.

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All the information that you input is stored in a secure database that only you have access to so that your privacy will never be compromised.

Unlike other apps, this one is very simple and direct as it is only interested with the numbers. This means that you do not need to add any tags or pictures; the bottom line is that you just need to know the total amount of money that you spend in a month to make intelligent financial decisions.

It is easy to forget to update your database especially if you have a busy schedule. No worries, the app will remind you using push notifications and change the currency automatically if you travel from one country to another.

When going for vacation or business trip, this app will help you create a budget while on the road in seconds. This will ensure that you do not spend more than you can afford.

Best Features of Pennies image

Pennies – Personal Money, Budget & Finance Manager


Pros and Cons


  • 100% secure
  • No Internet access is required
  • Ideal for new, intermediate, and experienced users
  • User-friendly interface


  • The data can be altered without your consent by malware, as it has no firewall

Pros and Cons image

Final Words

Pennies is a good app that you can count on to redefine how you manage your income. 

Pennies – Personal Money, Budget & Finance Manager

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Cherry is a hard-working writer and an aspiring web designer who can't go a day without using her favorite apps. She's always on the lookout for new apps and enjoys discovering ones that others have overlooked.