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KaChing! is a universal electronic gift card app that is free. Simple, safe and secure. To start using KaChing! simply download the free app and setup your user account. Log in and begin using your KaChing! account with any accredited merchant. KaChing! allows Consumers to purchase products and services from participating Merchants without using paper money or plastic cards. Consumers convert currency into K-Kash, the gift card, to pay Merchants. Merchants receive gift card payment in the form of K-Kash that can then be transformed into currency. As a Consumer, one can go to any participating Merchant and purchase products or services. Merchants create a unique purchase code, used one time only, that is scanned by the Consumer. Gift card K-Kash is transferred from Consumer to Merchant as easy as 1, 2, 3. KaChing!