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Penny - Track Your Money, Bills, Saving & Spending

iPhone / iPad
  • Productivity
  • Finance
I want this app
Download from AppStore

Chat with Penny to safely and securely track your spending and plan for a better financial future! We’ve processed millions of transactions and helped thousands of people.


• Explains your spending and income with friendly messages and simple, beautiful graphs.
• Shares fun and useful facts, like where you shop most or how much you spend on Netflix.
• Tracks your upcoming bills and credit card payments and reminds you when they're due.
• Offers friendly suggestions on how to get the most from your money.
• Sorts your transactions into simple categories, automatically.
• Notifies you when new transactions arrive.
• Shows all of your transactions across all of your accounts.
• Tracks your month to month spending to help you save and budget.


• TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot
• New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups
• Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future
• TIME: 25 Websites That Will Help You Stick to Your Resolution
• Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget
• Product Hunt: A Personal Finance Coach That’s Simpler Than Mint


• Security is our first priority, and we take it very seriously. We use SSL 256-bit encryption—the same security protocol that banks use.
• Access to Penny is protected by TouchID fingerprint authentication.
• Nobody, including you, can transfer or access money with Penny.
• Penny never stores your bank credentials.
• Closing your Penny account immediately deletes all information from our servers, as if you never signed up.


Penny is completely free, and we do not sell your information to anyone!

Note: Penny is currently only available in the United States.