As people line up to get the new iPhone, they’ll also get the newest payment system in Apple Pay. Visa, the famous credit company, wants people to know it wants to stay in users’ pockets. Earlier today, Visa announced that it is going to work with J.P. Morgan Securities and will work on its own payment capabilities. The company is working with Monitise. It first invested in the company in 2009 when it bought just under 15 percent of the company, and entered into a platform-development partnership. In that age, Visa basically saw the company as a progressive way to make mobile banking mainstream. So when Apple announced on September 9th its concept of Apple Pay, Visa announced that its Visa Token Service: tokens will be stored on people’s mobile devices, and will replace the payment info on plastic cards.