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Mobile token, O-Key, is a security application providing ALEXBANK's Internet Banking customers a safer and more convenient way to carry out their daily online banking transactions. Once activated, O-Key is used to generate OTP (One Time Password) to authorize your online banking transactions. For your security, each generated OTP is used once and is only valid for a short period of time. Specifically designed to comply with the strongest security mechanisms available, O-Key has a unique set of security features designed to provide ALEXBANK's Internet Banking customers with the highest level of security and convenience. Security features installed on O-Key include: • User-defined PIN • Online token activation • PIN is not checked or stored on a mobile device • Key logger protection (proprietary application keyboard – does not use OS keyboard) • Encrypted token key store • Use phone specific data (i.e. CPU, Memory, Screen size, etc.) for enhanced “cloning” protection • Automatic application locking/closing due to inactivity How to get started: 1) Download O-Key on your mobile device 2) Activate O-Key by entering your registration code received via SMS 3) Set your PIN to enable you generation of OTP (One Time Passwords)