Subscribe to our newsletter:

ReadyForZero - Free Credit Score, Debt Payoff Plan, and Debt Consolidation

iPhone / iPad
  • Utilities
  • Finance
I want this app
Download from AppStore

ReadyForZero’s free, award-winning personal financial tools help you tackle your debt while tracking your credit - automatically. Effectively managing your personal debt and reducing your credit utilization can positively impact your credit score.

Here's how ReadyForZero's app can help your financial health and save you money:
• NEW! Get and track your credit score and factors - free!
• Tackle all of your personal debts from a single place.
• Create a personalized pay down plan that works for you.
• Visualize your debt pay down progress wherever you go.
• Receive personalized recommendations and alerts.
• Find savings and offers specific to your financial situation.
• Receive deposit and upcoming payment alerts.
• Be confident that your data is secure with bank-level encryption technology.

*Accounts with all major financial institutions are supported, including Avant, LendingClub, Prosper, Citibank, Wells Fargo, American Express, Bank of America, Chase and others.

What the Press is Saying About ReadyForZero:
“Along your debt-paying journey, ReadyForZero acts as the angel on your shoulder.”
- CNNMoney
“Ditch the calculator and make a realistic plan to end your debt-related stress.”
- Forbes
“ReadyForZero is like a financially savvy friend guiding you every step of the way.”
- MSN Money

How it works:
1. Download the ReadyForZero app.
2. Link all the accounts you want to track.
3. Get your free credit score.
4. Stay on-track, receive recommendations and start building wealth.