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iPhone / iPad
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  • Finance
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Daily Budget app review: a simple and effective way of saving money-2020

Reviews

Introduction

What we have here is a simple budget app that enables you to set up a daily budget that will be automatically adjusted each day based on how well you stick to it, providing you with a short-term, real-time view of your spending habits to help you more effectively stay on track.

The best budgeting apps for iPhone and iPad

I really like the idea behind this iPhone and iPad budget app. Unlike traditional complicated budgeting apps, this Daily Budget app focuses on being simple, easy and actually fun to use. It does not connect to bank accounts, so there is no need to enter your online banking log in data.

It seems as if the developer has done a great job incorporating cumulative budgeting into a simple interface that is a cinch to use. This means you can easily enter your information within a matter of seconds each time you record a transaction.

I personally think that for most people, budgeting on a two-week or monthly basis is too large a timeframe, whereas being able to receive more or less real-time feedback on your spending should provide a far more realistic view of your finances. 

Daily Budget Original

Free

Receive Real-Time Feedback On Your Spending

Daily Budget - The Fastest Way to Save Money, Guaranteed! enables you to set up a daily budget to help control your spending habits.

Best iphone and ipad apps

Of course, many apps allow for this kind of thing but where Daily Budget differs is that it incorporates cumulative budgeting, so if you spend under or over your budget the following day’s amount will be adjusted to reflect this and ensure you stay on the right track.

Also unlike to the other budgeting apps the data stays on your device only. If you want to sync your data, you can encrypt it before uploading it to the cloud of this daily budgeting app.

Receive Real-Time Feedback On Your Spending image

Enter Your Transactions Within Seconds

Recording your expenses is child’s play thanks to the bold, simplistic interface, and you’ll also be pleased to know that you can sort all of your expenses into categories to get a clearer idea of exactly where your money is being spent.

If you use a personal accountant or financial advisor then you might like to also export your records. This can be done in .CSV file format, and your spreadsheets can easily be emailed to whomever you want to see them.

Enter Your Transactions Within Seconds image

Daily Budget Original

Free

Pros and Cons

Pros

  • Assign yourself a daily budget to keep your spending under control
  • If you exceed your budget, the following day’s budget will be adjusted to help you get back on track
  • Sort your expenses into categories to see exactly where your money is being spent
  • Create a Wishlist of items you want to save up for
  • Easily import and export records in .CSV file format

Cons         

  • There is nothing negative to say about this app

Pros and Cons image

Final Words

At the end of the day, you’re the one who determines your own success, but part of this process can be making sure you’ve got the right tools at your disposal, and for this reason I definitely recommend Daily Budget - The Fastest Way to Save Money, Guaranteed!

This iPhone and iPad app might not be for everyone, especially if you have  a lot of liabilities throughout the month and want a more comprehensive way of managing them, but I like it a lot and would suggest at least checking it out.

Daily Budget Original

Free
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MarkBangs

Mark is an opinionated writer who loves to review apps. In 2012, he started reviewing Apple apps on a regular basis and wonders how he survived up to that point without these apps.